If you have a poor credit record, you could consider a ‘bad credit’ loan – designed for when you struggle to get standard credit products. But be aware that interest rates tend to be higher and you need to repay debts in full and on time to build up and repair your credit score.
There are many different loans for people with bad credit, so always do plenty of research before applying to make sure you have found the best loan to suit your needs. You can also compare debt consolidation loans if this is suitable for you.